Last Updated: December 12, 2025

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These Terms and Conditions (“Terms”) govern your access to and use of the website, platform, and services operated by Lendora (“we,” “us,” or “our”). By accessing the website, creating an account, subscribing to the platform, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

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1. Nature of the Service

 

 

Lendora operates a subscription-based digital platform that provides access to general financial content, including articles, texts, and videos, for informational purposes only.

 

Lendora does not offer loans, credit, financing, debt services, or financial advisory services. Nothing on the platform constitutes financial, legal, or professional advice.

 

 

 

2. Eligibility

 

 

To use the platform and subscribe to our services, you must:

 

• Be at least 18 years of age

• Be a resident of Canada

• Have the legal capacity to enter into a binding agreement

• Provide accurate, complete, and truthful information

• Use the platform for lawful purposes only

 

 

We reserve the right to refuse access, suspend, or terminate accounts that do not meet these requirements.

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3. Subscription Plans

 

 

Access to the platform is provided through paid subscription plans. Each subscription plan includes:

 

• Access to the platform and its content

• Clearly defined pricing, billing frequency, and terms

 

 

Subscription fees, plan features, and availability may vary and are disclosed prior to purchase.

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4. Cashback Incentive

 

 

Certain subscription plans may be associated with a cashback incentive, which may range from $300 to $1,500, depending on eligibility and the plan selected.

 

Important clarifications:

 

• The cashback incentive is not guaranteed

• It is not a loan, advance, credit, or financing

• It is conditional upon valid subscription enrollment

• It may be subject to verification of eligibility

• It is secondary to the subscription service

 

 

Lendora reserves the right to modify, suspend, or withdraw cashback incentives at any time, subject to applicable law.

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5. Verification Process

 

 

As part of the subscription process, Lendora may conduct a verification of the information provided solely to determine eligibility for available subscription plans and associated cashback incentives.

 

This verification:

 

• Does not involve a credit check

• Does not involve credit reporting agencies

• Does not affect your credit file

• Does not constitute a credit or lending decision

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6. Payments and Billing

 

 

Subscription fees are charged in accordance with the plan selected at the time of purchase. By subscribing, you authorize Lendora (or its payment processor) to charge the applicable fees.

 

All fees are clearly disclosed prior to purchase. Subscription fees are non-refundable, except where required by law.

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7. Account Suspension and Termination

 

 

Lendora reserves the right, at its sole discretion, to suspend or terminate your account, platform access, or eligibility for a cashback incentive if:

 

• You violate these Terms

• You provide false, misleading, or incomplete information

• You engage in fraudulent, abusive, or unlawful behavior

• Required by law or regulatory authority

 

 

No compensation or damages shall be payable as a result of such suspension or termination.

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8. Intellectual Property

 

 

All content available on the platform, including text, graphics, videos, logos, and software, is the property of Lendora or its licensors and is protected by applicable intellectual property laws.

 

You may not reproduce, distribute, modify, or exploit any content without prior written authorization.

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9. Disclaimer of Warranties

 

 

The platform and its content are provided “as is” and “as available.” Lendora makes no representations or warranties regarding availability, accuracy, completeness, or suitability of the content.

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10. Limitation of Liability

 

 

To the maximum extent permitted by law, Lendora shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the platform or services.

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11. Privacy

 

 

Your use of the platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

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12. Modifications to the Terms

 

 

Lendora may update these Terms from time to time. Updated Terms will be posted on the website with a revised “Last Updated” date. Continued use of the platform after changes are posted constitutes acceptance of the updated Terms.

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13. Governing Law and Jurisdiction

 

 

These Terms are governed by the laws of the Province of Quebec and the applicable federal laws of Canada.

 

Any dispute shall be brought exclusively before the courts of the Judicial District of Montréal, Quebec, to the exclusion of any other jurisdiction.

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14. Contact Information

 

 

For questions regarding these Terms, please contact us at:

 

📧 Email: info@lendora.ca

🌐 Website: www.lendora.ca