Terms of Use for Lendora

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These Terms of Use govern your application for an online cash loan. By applying for a loan, you agree to these terms before your loan application will be processed. The lending company will only evaluate your application once you accept these Terms of Use. However, acceptance of these terms does not guarantee loan approval. The decision to approve or deny the loan application, and the continuation of any account, is at the sole discretion of the lending company. The lending company reserves the right to deactivate any debtor’s account at any time, without liability or damages, and at its sole discretion. These Terms of Use are in addition to any other agreements between you and the lending company and remain valid throughout the duration of the credit service provided.

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Who Can Apply for Financing Online?

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To apply for a loan, you must meet the following requirements:

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1. Age: You must be at least 18 years old and not under guardianship.
2. Residency: You must be a resident of Canada and be able to demonstrate stable employment income for the past three (3) months.
3. Bankruptcy Status: You must not be in bankruptcy or under any debt consolidation processes.
4. Purpose: Your loan must not be for illegal, prohibited, or fraudulent purposes, including money laundering or any other activity deemed in bad faith by the lending company.
5. Identity: You must provide complete and accurate information about your identity.
6. Impersonation: You cannot impersonate others.
7. Loan Denial: You must not have been refused or deactivated by Lendora within the past 90 days.

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Collection and Use of Information

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To process your loan application, Lendora Inc. must verify the information you provide. The data collected will depend on the information you submit and your usage of the website. By applying for a loan, you agree that Lendora Inc. may collect:

- The content of your application and communications with us.
- Information such as metadata (e.g., the location of photos or the date files were created).
 
This information will be used for the management of your loan application and may be shared with affiliates, service providers, or other related businesses for investigation or data aggregation purposes. Your data may be retained indefinitely for the purpose of processing and investigating loan applications. Additionally, we may disclose your information to legal or public authorities as required by law or court order.

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Terms and Conditions for Newsletter Signup

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By subscribing to our newsletter, you agree to receive marketing communications and occasional offers from Lendora Inc. The following terms and conditions apply:

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1. Subscription:  
   - You must provide accurate information when signing up, including your email address. You are responsible for keeping your information up to date.  
   - You may unsubscribe at any time using the unsubscribe link provided in each email.

2. Use of Your Information:  
   - Your information will be used in accordance with our Privacy Policy, which can be found on our website.  
   - We may send you marketing emails regarding our products, services, and promotions.

3. Email Frequency:  
   - We aim to send emails sparingly to avoid overwhelming your inbox. Expect occasional updates.

4. Third-Party Services:  
   - We may use third-party services to manage our newsletter. By subscribing, you agree to the terms and privacy policies of these third parties.

5. Unsubscribing:  
   - You can opt-out of receiving emails by clicking the "unsubscribe" link in any email.

6. Age Restriction:  
   - Our newsletter is intended for individuals 18 years or older. By subscribing, you confirm that you are at least 18 years old.

7. Amendments:  
   - We may amend these terms at any time. Changes will be effective when posted on our website.

8. Termination:  
   - We reserve the right to terminate your subscription at our discretion if you violate these terms or engage in inappropriate behavior.

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Jurisdiction of Loan Application and Dispute Management

Lendora Inc. operates in Canada, and any loan application is considered to be made in the province of Quebec, Canada, regardless of your location. In the event of a dispute, the laws of Quebec and Canada will apply, and any legal proceedings will take place in the Judicial District of Montreal, Quebec, to the exclusion of any other jurisdiction.

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Update of Terms of Use

Lendora Inc. may periodically update these Terms of Use in response to changes in our services or policies. We will inform you of these changes and provide an opportunity to review the revised terms before they take effect. Continued use of our services after the changes are implemented constitutes acceptance of the updated Terms of Use.

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By applying for a loan or subscribing to our services, you agree to these Terms of Use. If you have any questions, please contact us at:

Email: info@lendora.ca